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Insurance Renewals [message #17575] Sun, 14 March 2004 21:29 Go to next message
poohpar is currently offline  poohpar   United Kingdom
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Just renewed my insurance.......


c nash £930




da Devitt 675



honda ins 375


only difference -no breakdown cover......


..... and over 500 smackers

guess which one I took??

Laughing Laughing Laughing
Re: Insurance shocker [message #17578 is a reply to message #17575] Sun, 14 March 2004 21:42 Go to previous messageGo to next message
Pipe is currently offline  Pipe   United Kingdom
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(22) Giacomo Agostini
dazed

Thumbs Up

Do they do it on cars too Question

Ordering my Accord Deisel toms Very Happy

Pipe Thumbs Up Grin
Re: Insurance shocker [message #17594 is a reply to message #17578] Sun, 14 March 2004 22:28 Go to previous messageGo to next message
BK___ is currently offline  BK___   United Kingdom
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Carole Nash are excellent if you own 2 bikes and live in London. I’ve been with them for the last 4 years. My SP-1 and CBR600fx together cost me £700 F/C, protected NCB, unlimited mileage, commuting use, with breakdown recovery, £350 excess.

They are terrible on blades though. My premium rose to over £800 after I sold both bikes and bought the 954. Unfortunately I was already 5 months into the policy, so it was cheaper to pay the extra than it was to start a new policy with someone else.

I called Honda insurance for a rough quote (my Carole Nash policy doesn’t run out ‘till May). They said it would be somewhere in the region of £450!

Guess who I will be with later in the year?


Pipe, out of interest, what did you pay for the Accord diesel?
Re: Insurance shocker [message #17609 is a reply to message #17575] Mon, 15 March 2004 01:27 Go to previous messageGo to next message
Triple-Bee   United Kingdom
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(14) Eddie Lawson
I have just renewed with carole nash, 2 yrs NCB TPFT for £270

inc breakdown, european cover and able to ride other bikes Bennets where £20 cheaper but you could not ride other bikes I can,t undestand why your quote was so expensive with them????
Re: Insurance shocker [message #17613 is a reply to message #17609] Mon, 15 March 2004 07:21 Go to previous messageGo to next message
cbrr3 is currently offline  cbrr3   United States
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Same here

8 yrs no claims 150 for the VFR and 540 for the blade. Called Honda for a comparison last week, they will do it for 450...

As my policy is not up until July, I just hope Honda are offering cheap 'Introductory' deals.....

Rob
Re: Insurance shocker [message #17620 is a reply to message #17575] Mon, 15 March 2004 08:02 Go to previous messageGo to next message
Kermit is currently offline  Kermit   United Kingdom
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It'd be nice to beleive that they're not "introductary" offers to get a custumer base but i won't hold my breath Confused
Re: Insurance shocker [message #17639 is a reply to message #17620] Mon, 15 March 2004 10:50 Go to previous messageGo to next message
tjp171 is currently offline  tjp171   United Kingdom
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Just got thru to Honda for a quote. Blade was £525. I just got protected fully comp elsewhere for £400.

Got a quote for a friend, she has one years ncb on a 2002 cbr6fsport and they quoted £160 tpft!
Which is about £50 cheaper than any other.
Re: Insurance shocker [message #17679 is a reply to message #17575] Mon, 15 March 2004 18:18 Go to previous messageGo to next message
poohpar is currently offline  poohpar   United Kingdom
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It just goes to show it pays to phone around. I think insurers somethimes think of a number, double it, add a bit more then say that'll do. The MCN article did suggest that they'd be prepared to haggle...if you can stand that awful music when your on hold..
Re: Insurance shocker [message #17751 is a reply to message #17575] Tue, 16 March 2004 08:46 Go to previous messageGo to next message
sbrenchley is currently offline  sbrenchley   Sweden
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I know "insurance" is a massive topic, and I think it's very useful to see latest quotes people get so we can all shop around and know when we're getting ripped off. I'm with C. Nash at present, haven't yet got a quote from Honda, but just tried www.quote.motorcycledirect.co.uk

Lowest quote £303 with Equity Red Star (£443 Zenith, £448 Norwich Union).

My question for you all is "what excess do you think is reasonable?" (and I'm not talking of the alcoholic, or other, variety!).

All my quotes had £500 standard and no voluntary excess.

If you think about it, you need to have quite a big "ding" to make it worth claiming if you're going to end up paying the first £500. Is this another subtle way of ripping us off, i.e. quote really low for the policy, but make it such that you'll never probably claim unless you do some serious damabe?

Or am I being paranoid?! Confused (I guess if you do a slow-speed drop on the side, to replace a few bits, plus re-spray & labour will be well over £500).

Regards
Simon
Re: Insurance shocker [message #17754 is a reply to message #17751] Tue, 16 March 2004 08:52 Go to previous messageGo to next message
cbrr3 is currently offline  cbrr3   United States
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Heated grips on an SP2! dazed
Re: Insurance shocker [message #17755 is a reply to message #17754] Tue, 16 March 2004 08:53 Go to previous messageGo to next message
Lara929   United Kingdom
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cbrr3 wrote on Tue, 16 March 2004 08:52



Heated grips on an SP2! dazed


some of us have them on our Blades too Cool Means we ride all year round Thumbs Up

Re: Insurance shocker [message #17766 is a reply to message #17755] Tue, 16 March 2004 09:50 Go to previous messageGo to next message
RWB929 is currently offline  RWB929   United Kingdom
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lv929 wrote on Tue, 16 March 2004 08:53

cbrr3 wrote on Tue, 16 March 2004 08:52



Heated grips on an SP2! dazed


some of us have them on our Blades too Cool Means we ride all year round Thumbs Up




Some of us dont have them on our Blades and still ride all year round dazed
Re: Insurance shocker [message #17782 is a reply to message #17575] Tue, 16 March 2004 12:11 Go to previous messageGo to next message
bladerider is currently offline  bladerider   Italy
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Talking about excesses.I have an 150 euro (£100 UK) excess on my policy but the big kicker here in Italy is that there is also an excess on the fire and theft part too.If bike is stolen or burnt etc the insurance company has an excess of 15%, some are as high as 25% which is a load of crap.They also won't do fully comp at all as they say it is too dangerous for a motorbike.
Bike theft here is a big issue so premiums go up once you get cover.For just basic 3rd party my insurance is 376 euro but it's 754 for 3rd party, fire and theft. argue

Have asked a lot of companies for fully comp and not one will do it.Doesn't matter on the value of the bike, they aren't interested.
Re: Insurance shocker [message #18481 is a reply to message #17575] Mon, 22 March 2004 21:31 Go to previous messageGo to next message
frankusloc is currently offline  frankusloc   United Kingdom
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Laughing

I got an insurance quote for my the new 2004 blade and received a shock followed by relief. I was first quoted upto £1200 for the Blade although nobody seemed to know what it was. Then I rang Honda insurance. They quoted £625 fully comp.

So the question has to be - why don't we all use Honda insurance - apparently the more of us who join the lower they'll make the prices!!!
Re: Insurance shocker [message #18532 is a reply to message #18481] Tue, 23 March 2004 15:40 Go to previous messageGo to next message
RWB929 is currently offline  RWB929   United Kingdom
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frankusloc wrote on Mon, 22 March 2004 21:31

Laughing

So the question has to be - why don't we all use Honda insurance - apparently the more of us who join the lower they'll make the prices!!!


I'll let you lot get it then i will join Wink
Re: Insurance shocker [message #18533 is a reply to message #17575] Tue, 23 March 2004 15:47 Go to previous messageGo to next message
Gearbox is currently offline  Gearbox   United Kingdom
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(15) Kenny Roberts
Not tried Honda yet. My last premium (929) was £281 fully comp in Sept last year. I will have to move this to my new bike, when it arrives. Had a rough quote of £150 for the remaining part of the year.

Guess the new Blade is still an unknown and the underwriters are guessing.

I will get a price from the big H soon though

GB
Re: Insurance shocker [message #18671 is a reply to message #17575] Wed, 24 March 2004 21:52 Go to previous messageGo to next message
hellsbuddha is currently offline  hellsbuddha   United Kingdom
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I am just curious are these premiums going to stay this low or drastically insurance in a year's time? I would hate to get a blade on the basis of this year's premium and then suddenly find it rocket to over £700 next year.

sam
Re: Insurance shocker [message #20713 is a reply to message #17575] Fri, 16 April 2004 12:26 Go to previous messageGo to next message
cmcdonnell is currently offline  cmcdonnell   United Kingdom
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Just got my insurance renewed. Went to Riders Choice and spoke to a bloke called Ronnie.

£595 fully comp (protected NCB) for my 2002 CBR954. I am 28, with 6 points, been riding since 1992. It is garaged in Worcester park (SW London/Surry border). last year I paid £400 TPO. Most quotes this year were about £500 TPF&T and £1000 FC, got a couple of FC quotes for £700 but they were not protected.

Honda Insurance were the same price but not protected as were H&R. Just show what a thorough rin around can do.

Chris
Re: Insurance shocker [message #20719 is a reply to message #17575] Fri, 16 April 2004 13:11 Go to previous messageGo to next message
hellsbuddha is currently offline  hellsbuddha   United Kingdom
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CMC,

Would you have a number for riders choice?
cheers

sam
Re: Insurance shocker [message #20720 is a reply to message #17575] Fri, 16 April 2004 13:45 Go to previous messageGo to previous message
c0sie is currently offline  c0sie   United Kingdom
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this Honda insurence you lot are on about, is there an addy i can get an online quote from? would be interested to see what they could do for me.

c0s
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